Who We Are
AO Heritage was founded three years ago in Tampa, Florida by Torian Fields and Ashley Rust with a bold and community-centered vision: to empower individuals to achieve financial independence, professional excellence, and personal growth through innovative insurance solutions and transformational leadership development.
From day one, Torian and Ashley built AO Heritage on the principles of authentic connection, servant leadership, and relentless support for every person who joins the journey. What started as a passionate mission to redefine what an insurance agency could be has grown into a dynamic community of agents, clients, and leaders unified by shared purpose — not just numbers.
At AO Heritage, we believe in:
Serving first — putting people’s goals, well-being, and futures ahead of sales
Building legacies — helping clients protect what matters most and agents build meaningful careers
Holistic growth — investing in personal development, professional training, and community impact
Over the past three years, AO Heritage has:
Expanded its reach across Florida and beyond
Developed a collaborative culture where mentorship and teamwork thrive
Helped hundreds of families secure their financial foundations
Guided emerging leaders to excel in business and life
Where we’re headed
As we look forward, AO Heritage is on a clear trajectory of strategic growth and greater impact:
Scaling our team with mission-aligned agents who lead with integrity and purpose
Innovating our service offerings to meet the evolving financial needs of families and small businesses
Strengthening community partnerships that elevate financial literacy and opportunity
Cultivating leadership excellence through advanced training, coaching, and real-world experience
Expanding our footprint nationally, while staying rooted in the culture of support and family that defines us
AO Heritage isn’t just an agency — it’s a movement. A place where people find direction, purpose, and the tools they need to build the life they envision. With Torian Fields and Ashley Rust at the helm, our mission is clear: to elevate lives, one relationship at a time, and shape a legacy that lasts generations.
At a Glance
AO HERITAGE
Established in 1982, AO is the largest distribution system of Globe Life. AO provides training and support for its Associates throughout North America. With Associates in 60 territories across North America, AO has more than 1,800 licensed affiliates.
At a Glance
AO Globe Life
Established in 1982, AO is the largest distribution system of Globe Life. AO provides training and support for its Associates throughout North America. With Associates in 60 territories across North America, AO has more than 1,800 licensed affiliates.
At a Glance
Globe Life: American Income Life Division
Principle subsidiary of Globe Life and one of the nation’s largest providers of supplemental life insurance to credit unions, labor unions, and associations.
Our Parent Company
Globe Life Inc.
Founded in 1900, Globe Life is an NYSE publicly-traded company specializing in life and supplemental health insurance for middle-income North Americans marketed through multiple distribution channels including direct response and independent agencies.

